Yes I have. My first experience with an accident was with my mum behind the wheels. We were out doing some errand just about the same time kids closed from school.
They were lots of pupils moving on both sides of the road. This one girl comes out of nowhere trying to run across the street to meet up with friends. She failed to look both sides before crossing. Immediately, my mum hit the breaks when she spotted her running across.
Unfortunately, it was too late, just when the car came to a halt, we hit the little girl sending her feets high above the car before she came landing on the ground. My heart started beating faster than usual. We thought she was probably dead given the speed and impact. Luckily, she had no serious injuries, just a couple of bruises.