I do believe the most of the credit card company will not say how big the interest would be but will just market the credit card for everyone to use. There is a benefits or advantages to use it because you can just swipe it and you have instant cash to use when you buy, travel or eat out. But the hidden charges and some invisible charges, those who they failed to explain to you, that you will pay without your knowing. If you are paying in minimum expect your debt in credit card will grow like mushroom in no time. I just hope you get 2 credit cards and nothing else. Before getting it, ask the one that introduce you to getting a credit card of what will happen if you pay your debt in minimum. For sure they will not say the truth but fool you with alibis. I know how it feels, because I have been to 5 credit cards before and I became a defaulter for not paying one. I already paid all my debts with my credit card and it was traumatic. I want you to learn from my experience.