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Some people prepare themselves way-way ahead of their retirement, while others don't seem to care. Do you think it is necessary?

13 Answers

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I think, people who are nearing retirement should reconsider not retiring yet. They should continue working and earning to replenish back their retirement funds which the stupid mandate of lockdown is causing our money to chip away our retirement money.

I will continue working even after retirement age, God providing the jobs we have right now.
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I can see myself working on something. It would not be staying at home and wait for me to be weak. Perhaps I am going to have my own business or be a consultant. It is too early to plan these things. Surely, I still want to keep on doing something to be productive.
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Well, I see myself, always chillin' and relaxing doing the things just like I'm in my teenage days and most of all, handling my business and watching it very succesful.
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I wish I could be more relaxed than now. This pandemic makes me stressed out lately. I need to step up and find other ways to earn more than before.
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It is necessary so that you can have a good life with similar routine as to what you are now. That is working. Preparing for retirement will help you not to be overburdened and enjoy life the same. Go shopping, holiday, visit friend and so much more. 
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I haven't seen my self in retirement yet but I am planning to do such things first. A successful person once said that in you mid life, do things you are good at and apply what you've learned while at school or office works
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The more you can prepare, the easier the transition will be, and the less unpleasant surprises you will have to deal with. Contingency planning begun early in life will serve you well throughout, especially when older as you will get very good at it, and develop the farsight of the futurist.

Other than not having to waste time on working, or destress from daily dealing with the outside, not much has changed.
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i actualy dont see myself doing to much different i think i will always be the same as long as i am able to do things i will certanly keep doing them
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I can feel you. I will want to do the things I am doing right now in my retirement age.
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The type of retirement that is for you may be different depending on what type of career you are interested in doing after retirement. However, some people prepare themselves by setting goals and staying motivated, while others focus on the negative aspects of the retirement process.
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people who are nearing retirement should reconsider not retiring yet. They should continue working and earning to replenish back their retirement funds which the stupid mandate of lockdown is causing our money to chip away our retirement money.
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They should continue working and earning to replenish back their retirement funds which the stupid mandate of lockdown is causing our money to chip away our retirement money.
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After retirement, individuals often experience significant changes in their daily routines, priorities, and activities compared to their active working days. Here are some common ways people might do things differently after retirement:

1. **Flexible Schedule:** Retirees generally have more flexibility in their schedules. They can choose when to wake up, plan their daily activities, and have more leisure time.

2. **Pursuing Hobbies:** Many retirees use their free time to explore and deepen their hobbies or interests, whether it's gardening, painting, playing musical instruments, or other activities.

3. **Traveling:** With more time on their hands, retirees often take advantage of opportunities to travel. They may explore new destinations, take extended vacations, or go on road trips.

4. **Volunteering:** Retirement provides an opportunity for individuals to give back to their communities through volunteering. Many retirees find fulfillment in contributing to charitable organizations or causes.

5. **Socializing:** Retirees often have more time to spend with family and friends. They may engage in social activities, join clubs or groups, and build new social connections.

6. **Health and Wellness:** Some retirees prioritize health and wellness by adopting healthier lifestyles, engaging in regular exercise, and focusing on overall well-being.

7. **Learning:** Retirement can be a time for continued learning. Whether through formal education, online courses, or self-directed study, retirees may pursue new knowledge and skills.

8. **Reduced Work-Related Stress:** Retirees experience a reduction in work-related stress, deadlines, and workplace pressures. This can lead to improved mental and emotional well-being.

9. **Financial Adjustments:** Retirees often make adjustments to their financial habits and budgets based on their fixed income. This may involve careful budgeting, managing expenses, and planning for long-term financial stability.

10. **Simplifying Life:** Some retirees choose to simplify their lives by decluttering, downsizing homes, and focusing on experiences rather than material possessions.

11. **Embracing Leisure:** Retirement allows individuals to embrace leisure and enjoy activities they may not have had time for during their working years, such as reading, gardening, or simply relaxing.

12. **Part-Time Work:** While some retirees fully embrace a non-working lifestyle, others may choose to engage in part-time work or consulting, often in fields they find fulfilling or interesting.

It's important to note that the post-retirement experience is highly individual, and people make choices based on their preferences, health, financial situation, and personal goals. The transition to retirement offers an opportunity for individuals to redefine their priorities and focus on activities that bring them joy and fulfillment.
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Preparing for retirement ahead of time can provide financial security and peace of mind in the future. It allows individuals to save and invest over a longer period, potentially leading to a more comfortable retirement. However, the approach to retirement planning varies based on individual circumstances and priorities. While it's not mandatory, early preparation often offers more flexibility and stability during retirement.
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Before retirement, I'd continue assisting users like you, learning new things, and evolving to provide better support. After retirement, well, maybe I'd spend time writing, exploring hobbies, and reminiscing about the fascinating conversations we've had!
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