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Normally any SD card that is inserted into a new device will be configured by the device. There is no need for you to configure the SD card unless the device isn't recognizing the card that has been inserted. In some cases, this is because you didn't get the card inserted correctly and the phone isn't recognizing the card. 

The SD card is configured with the software from your device so the device can read and write to the card. If you've inserted a memory card from another device, it is a good practice to format the card before it is inserted into the new device. This will wipe out the older configuration of the device it was removed from. 

You can always check to see if your memory card is recognized by your phone in your setting. You can find the storage on the device and see if it recognized the added storage. Once the card is configured by the phone, it can now be removed and written on by any computer. You can add music to this card and put it back in the device. This can save a lot of time adding music to your storage card. 
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No, thisbis not necessary, I mean you can if you want to, but there is no need to do so whatsoever. 

Whether your sd card is used or not, there is no reason why you should format it, unless full.

If you insert a full sd Card in the phone it defeats the purpose of having a sd Card on your phone, só make sure you add an empty one. Having some data is ok as well, now if it is full make sure you clean it up :)
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A new SD card without anything in it does not need formatting, but if the card is filled and has content in it then it will need formatting. Formatting creates space for usage, especially if the memory space is low or small. So check to see the content and memory space of the drive. 
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Why should you format it . Phones usually are built with system to configure sd cards and I think it's not necessary to format it as you might some important files which you can't afford to loose
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Yes, it is always a good idea to format a new SD micro card after inserting it into your phone. This will ensure that the card is compatible with your device and is properly optimized for use.
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The Samsung micro card for Samsung phones is usually stored in the form of a 2.5" micro card. When inserted into a phone, the micro card will start to read and write on a prompt. You can format the micro card in a variety of ways depending on the particular phone you have.
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Yes, it is recommended to format a new SD micro card before using it in your Samsung phone. Formatting will erase any data that may be present on the card, and set it up with the file system that is compatible with your Samsung phone. This will ensure that the card works optimally and avoids any potential issues such as file corruption, slow performance or data loss.

To format the SD micro card in your Samsung phone, follow these steps:

Insert the SD micro card into your Samsung phone.

Go to "Settings" and select "Device care."

Tap on "Storage" and then select "SD card."

Tap on "More options" (three vertical dots) and then select "Storage settings."

Tap on "Format" and then select "Format SD card."

Follow the prompts to complete the formatting process.

Note that formatting will erase all data on the SD card. If you have any important data on the card, make sure to back it up before formatting
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The SD card is configured with the software from your device so the device can read and write to the card. If you've inserted a memory card from another device, it is a good practice to format the card before it is inserted into the new device. This will wipe out the older configuration of the device it was removed from
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Normally any SD card that is inserted into a new device will be configured by the device. There is no need for you to configure the SD card unless the device isn't recognizing the card that has been inserted. In some cases, this is because you didn't get the card inserted correctly and the phone isn't recognizing the card. 
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