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Whoever answers this question, please state specifically whether they are using the payment gateway they are recommending and what is their experience with it.

12 Answers

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The most used payment gateways in India are CC Avenue and Payumoney. There are many gateways provided by several banks. If you have a lot of transactions for your site then it is good to connect with bank gateways. But among all of these the Payumoney has a buyer protection system. If a seller website make any fraudulent activity then the buyer or user can make a complaint with Payumoney within a said period of to get their money back. This kind of gateways are good for attracting more customers with a greater trust factor. I have used this buyer protection system as a buyer. I am also planning to implement this gateway to my upcoming website.
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From my own observation, Paypal remains the best, and it is operating in India. Paypal allows for business and private use and it has good customer service. The only problem is if your activity or business is not legit then your account can be blocked. 
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I am working as a freelancer. I used paypal to receive my payment. Paytm and Paypal is good platforms to receive money. PayUmoney is also another good option for Indians. 
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Go for Paytm. It is going to be biggest money exchange app in India after 2021. 


If you are looking for 2nd option paypal is good.
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According to me paytym and gpay are best in India.

Paytm customer support service is also good.

By using paytm you will never face issue such as payment pending as in phonepe.
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Gpay is very slow in performance and some fraud calls and messages are taking place. Paytm is now in everywhere.
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I prefer to use paypal and paytm. Paypal is having both business account and individual account. Paytm is available in everywhere. So more people in india are using it now.
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I personally use Razorpay for my payments in India and I have had a great experience with it. It is a reliable and secure payment gateway and offers a wide range of payment options, including credit/debit cards, netbanking, UPI, and wallets. It also has a great customer service team which is very helpful and responsive. Additionally, it offers competitive pricing and has a low setup cost. It is also very easy to integrate with your website or mobile app. Overall, it is a great payment gateway for Indian businesses.
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The best payment gateway for Indians in India is providers.com. They offer a wide range of providers, each of which has its own unique selling points. For example, providers.com can be used to pay for products and services in India usingcredit cards, debit cards, and satellite services. These providers offer a large list of providers, which makes it easy to find the right one for you.
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Paytm payment Gateway is the best payment gateway for indians because it supports all major payment sources both domestic and international cards, net banking UPI and many others 
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PayGlocal has a global reputation among popular payment gateways in India. It is a fast, secure, and global payment processing platform. The payment gateway offers best-in-class security for online transactions and can be a good choice for your business.


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If a seller website make any fraudulent activity then the buyer or user can make a complaint with Payumoney within a said period of to get their money back. This kind of gateways are good for attracting more customers with a greater trust factor. I have used this buyer protection system as a buyer. I am also planning to implement this gateway to my upcoming website.
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The most used payment gateways in India are CC Avenue and Payumoney. There are many gateways provided by several banks. If you have a lot of transactions for your site then it is good to connect with bank gateways.
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