Here are some factors to consider when choosing a mortgage lender: Interest rates: Compare interest rates and fees from several lenders to find the best deal. Loan options: Consider the types of loans each lender offers, such as fixed-rate or adjustable-rate mortgages. Pre-approval process: Look for a lender with a straightforward pre-approval process and a quick turnaround time. Reputation: Research the lender's reputation and track record, including any customer complaints or negative reviews. Customer service: Choose a lender with good customer service, so you can get answers to your questions and concerns throughout the mortgage process. Local presence: Consider working with a lender that has a local branch or office, so you can easily meet with them in person. Recommendations: Seek recommendations from friends, family, or real estate agents to find a lender with a good reputation. Technology: Choose a lender that offers convenient and efficient online tools and services, such as digital document submission and online account management. It's also a good idea to get pre-approved for a mortgage before shopping for a home, as this can give you a clearer picture of your budget and help you find a lender that fits your needs.