I actually joined here in 2020 , but wasn't active here has I spend most of the time in answeree's sister site , crazyoff . But now I have been active here since last month and I even reached my payout a few weeks ago .
No, not everyone here is a newbie. However, it is understandable that many may have questions about how to withdraw and the point equivalence in USD. I suggest you reach out to a customer service representative for more specific information.