Downtown Jersey City has quick access to NYC, Manhattan. PATH trains provide quick access to Lower Manhattan or Midtown. It will take only 15 minutes to Manhattan. So you can avail NYC convenience without NYC prices. Downtown Jersey City has all modern amenities and has walkable restaurants, bars, shops, parks and beautiful waterfronts. Jersey City overall cost of living is significantly lower than the National average. The only problem in Downtown is flood during heavy rains. Such streets cannot consider as luxury areas for apartments.