This could be possible if you lived in a country that allowed you to have a co-signer on your loan. There are people who lost their jobs, fell behind with their payment, and maybe had to file bankruptcy that is trying hard to get back on their feet again and re-establish their credit.
I know in the United States they will allow a person to try and re-establish their credit if they can find a person to co-sign on their loan. This means that the person who has co-signed on your loan will be responsible for the loan if you miss any of the payment. They are actually guaranteeing that you will pay back this loan on time and giving you a chance to prove yourself. It is in your best interest to pay your loan payments on time, try to pay a bit extra, and make sure you make all your payments with no late fees. After this, it will help you to get another loan without a co-signer.