It's is really depend how much you are capable of paying it back. Some lending company has the minimum and maximum allowance to let their customer borrow the money. If you can able to pay the amount you want to borrow, then you can borrow the amount. But for example,if you are buying a home and there might be requirements how much you are earning, and how much the deposits your need to acquire. And you have to pay the interest from the amount you borrowed, depending on the company you are borrowing with. I really don't like borrowing money as as I can if it is not necessary and it is not intended for important stuff like hospital bills, or something you really and have to buy. In the end you need to budget your income in order to pay the interest.