I did. I faced it headlong, with courage and with a vengeance! I Looked for ways to solve the problem of the threat of making me afraid. It was the fear of the deadly poisonous snake of debt. I cut up all my credit cards and am so happy to see ZERO debt in my account.
And I am over it for good. Its ugly face sometimes shows up. But I do not allow it to have control over me.
No money, no buying.